Privacy Policy

Last updated: August 19, 2026

Talk or Not, Inc. ("we," "us," "our") built No Spend Tracker with your privacy in mind. This Privacy Policy explains what happens to your information when you use the App.

What We Collect

No Spend Tracker doesn't require you to create an account, and we don't collect your name, email, or any personal information to use the App. The streaks, purchases, notes, and goals you log are stored locally on your device.

Subscriptions & Payment

If you choose to subscribe to No Spend Tracker Pro, your payment is handled entirely by Apple through the App Store. We never see or store your payment details — Apple's own privacy policy governs that information.

Notifications

If you enable reminders, the App schedules local notifications on your device. We don't use a third-party push service or see when your reminders fire.

Data Storage

Your app data stays on your device unless you delete the app or use the in-app reset option, which permanently erases it. We don't operate a server that stores your entries.

Analytics & Advertising

We don't use third-party analytics or advertising SDKs in the App, and we don't sell or share your data with anyone.

Children's Privacy

No Spend Tracker isn't directed at children under 13, and we don't knowingly collect information from children.

Changes to This Policy

If this policy changes, we'll update the "Last updated" date above. Continued use of the App after changes means you accept the updated policy.

Contact

Questions about this policy? Reach us at garrett.shawstad@gmail.com.